Banking Advice for Seniors (60+)
Products and Services Just for You!
Senior Advantage
The JN Bank Senior Advantage savings account is filled with great benefits that will help you manage your money and day-to-day banking needs.
What you get with this account:
- Online banking using JN Bank LIVE – transact funds, pay bills, and view your banking history
- Convenience – 24/7 access to your money through our self-service banking channels including JN Smart ATMs
- Flexibility – Ability to save and transact in one account
Additional Features and Benefits:
- Minimum opening balance of JM$2,500
- Competitive interest rates
- Discounts from almost 200 merchants with your JN card
- 10% discount on Jamaica Automobile Association membership fee
- 20% discount on motor vehicle insurance with JNGI
- Discounted fees on in-branch withdrawal and RTGS/wire transactions
- Discount on transaction fees
Products and Services Just for You!

Seniors’ Rates and Fees/Discounts
Our seniors are exempt from paying some rates and fees applicable to several banking transactions, including in-branch withdrawals.
We’re Always Available.
Bank from Home, In-branch or on the Go!
In-Branch
Our JN Bank Member Care Representatives are always ready and willing to serve you, and work to provide you with the highest level of care and customer service.

Online Banking
With JN Bank LIVE Personal you can bank from home or anywhere…Learn how with these tutorials:
How to register for JN Bank LIVE
Learn how to register or sign-up for JN Bank LIVE
Watch this short tutorial
How to Log in to JN Bank LIVE
This tutorial shows you how to log in to your JN Bank LIVE account.
Watch this short tutorial
How to pay a bill with JN Bank LIVE
Paying bills online is fast and simple.
Watch this short tutorial

Bank on the Go!
With more than 90 ATMs across Jamaica, you can always have access to your funds and account information, free of charge, with your JN Bank Debit Card. You can also deposit cash and cheques, as well as purchase foreign currency at select JN ATM locations at absolutely no charge.
Information you Can Use!
Fraud protection
Learn how to identify and avoid the most common types of financial scams.
Protecting your PINs
Protecting your PIN is a necessary step in protecting you from potential card fraud.
Card copying and skimming
Be aware of these methods of credit and debit card fraud so that you can avoid them.
Telemarketing scams
Fraudsters may use telemarketing to deceive you with phony offers. They may tell you they’re with JN Bank, but we would never call to ask for your banking information. Don’t take the bait.
Identity fraud
Identity theft is when someone uses your personal information without your knowledge or consent. Be mindful of sharing your personal information.
Advice for your future
Have your banking needs changed recently? We have options and advice to help make your experience more comfortable and convenient.
Talk about money with a loved one living with Alzheimer’s
Learn how to approach this discussion so that their financial and emotional well-being is taken care of.
Learn the ins and outs of having a joint deposit account
Learn how to approach this discussion so that their financial and emotional well-being is taken care of.
Estate planning and settlement advice
The processes surrounding Estates can be difficult to navigate on your own. That’s why we’re providing information to help you and your loved ones implement an effective Estate plan.
Information on Powers of Attorney
When you’re considering using a Power of Attorney for finances and property, use this information to help you with your decision.
When a relative dies leaving cash in a Bank Account
Learn more about the process to retrieve cash assets from an active which are needed for burial expenses.
Contact Us!
Call us
Speak directly to a representative. Call Toll Free:
From Jamaica: 888-991-4065/6
From USA: 1.800.462.9003
From Canada: 1.800.462.9003
From UK: 0.800.328.0387
Schedule an appointment
Meet with us at a time that works for you.
Do you have a complaint?
Email us at:
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