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About Us | Board of Directors

The Hon. Oliver F. Clarke, OJ, Hon. LL.D., BSc (Econ), FCA, JP
CHAIRMAN

The Hon. Oliver F. Clarke worked with the Jamaica National Building Society (JNBS) as Assistant General Manager, and then as General Manager from 1971 to 1976.  He held the position of Chairman of JNBS for two decades from 1977 to 1997 and served as Deputy Chairman from 1997 until 2002, when he was reappointed Chairman.   On February 1, 2017, Mr Clarke was appointed Chairman of the newly launched subsidiary, the JN Bank, as well as the restructured mutual holding company, The Jamaica National Group and the JN Financial Holding Company.

Mr. Clarke is the Chairman of JN Money Services Ltd. (JNMS), the parent company of the JNMS Overseas companies in the United States of America, Canada and the United Kingdom.  He is also a director of JN Small Business Loans Limited.

A Chartered Accountant, Mr Clarke is Chairman and former Managing Director of The Gleaner Company Limited and past President  of  both  The Private Sector Organisation of Jamaica (PSOJ) and The Inter American Press Association.

In 1990 he received the Americas Award from the Americas Foundation and in 1996 the PSOJ inducted him into the Private Sector Hall of Fame. The American Foundation for the University of the West Indies recognised him as a Caribbean Luminary in 2004, and in April 2006, the American Friends of Jamaica awarded Mr. Clarke with its International Humanitarian Award.

In 2009, he was awarded an Honorary Degree of Doctor of Laws (LLD) from The University of the West Indies, and an Honorary Degree of Doctor of Laws (Hon. LLD) honoris causas from the University of Technology; and in 2013, he received an Honorary Doctor of Laws degree from the Northern Caribbean University.

Dr. Dhiru Tanna, BSc (Econ), MA, PhD
Deputy Chairman 

Dr. Dhiru Tanna has been a member of the Board of the Jamaica National Building Society since 1981 and continues to be a director of JN Fund Managers Ltd, which he served as Chairman between 2005 and 2015. He is a long- standing member of the Society’s Finance & Investment Committee, now renamed the Risk Committee, which he has chaired since 2015.  

With the restructuring of the Jamaica National Building Society on February 1, 2017, Dr Tanna was appointed Chairman of the MCS Group, the non-financial holding company, which falls under the mutual holding company, The Jamaica National Group.

A graduate of the University of London and the University of California, Berkeley, Dr. Tanna is an Economist. He is a former Director and Chairman of a number of Jamaican and West Indian companies. His career spans assignments in Uganda, the USA, Puerto Rico and several organisations in Jamaica, and other CARICOM states. Some of these entities include Neal & Massy Holdings Ltd, The University of the West Indies, Jamaica National Investment Co. Ltd. (JNIC) and Capital Development Fund.  Dr. Tanna has served as a Director of the Development Bank of Jamaica between 2007 and 2016. He is Executive Chairman of Blue Power Group Ltd. which was listed on the Junior Market of the Jamaica Stock Exchange in 2010.

 

Earl Jarrett, CD, Hon. LL.D, JP
FCA, MSc (Accounting)
Chief Executive Officer
The Jamaica National Group

Earl Jarrett was appointed General Manager of the Jamaica National Building Society in October 1999. He joined the Society in 1997 as Executive with responsibility for Compliance and Overseas Subsidiaries.  With the launch of JN Bank on February 1, 2017, Mr Jarrett was appointed Chief Executive Officer of the restructured mutual holding company, The Jamaica National Group (JN Group).

He is a member of the Board of JN Bank and all the local and overseas subsidiaries of the JN Group.  He is Chairman of the JN Foundation, the Jamaica Automobile Association (Services), JN Cayman and the overseas subsidiary companies of JN Money Services Limited.

A Chartered Accountant and graduate of The University of the West Indies, Mr. Jarrett serves on the boards of several external organisations. He is:

  • Chairman,  Jamaica Cancer Society; Jamaican Diaspora Foundation and Mona GeoInformatics Institute
  • Director, The Gleaner Company’s UK and North American Boards; Edna Manley College Arts Foundation
  • Trustee, Dudley Grant Memorial Trust and the YWCA Trust
  • Trustee Member, FIA Foundation Region 2
  • Member, National Council of Jamaica, Order of St John; The University of the West Indies Mona Campus Council

He is former Deputy Chairman of the Jamaica Tourist Board (JTB), former Council Member of the Institute of Chartered Accountants of Jamaica and past President of the Rotary Club of New Kingston.  He has served as a member of the National Task Force on Political Tribalism, and as Honorary Secretary of The Private Sector Organisation of Jamaica (PSOJ).

In 2008, Mr Jarrett received the Order of Distinction, in the rank of Commander (CD), by the Government of Jamaica for service to the financial sector and the Pelican Award from The University of the West Indies Alumni, Florida Chapter, for outstanding work in business development among the Jamaican Diaspora in the USA.

In 2010, he was recognised by the American Foundation of The University of the West Indies as a 2010 recipient of the Caribbean Luminary Awards; received the Pelican Award from the Jamaican Chapter of The University of the West Indies Alumni, for significant contribution to the development of the University and to Jamaica; and the Doctor of Laws (LL.D) degree, honoris causa, by the University of Technology Jamaica.  In 2011, Mr Jarrett received a second Doctor of Laws (LL.D) degree from The University of the West Indies.  

He was awarded the Kiwanis Club of New Kingston’s Man of Excellence award and recognised as the Jamaica Institute of Management (JIM)/Gleaner 2011 Manager of the Year in 2012; and subsequently inducted as a JIM Fellow.

Mr Jarrett was appointed a member of the Electoral Commission of Jamaica in 2013, and in 2014 was inducted into the Council of Volunteer Social Services (CVSS) Hall of Fame for his contribution to the community.  In 2015, he was recognised as the Gleaner Honour Awardee for exceptional voluntary service in 2014 and was the 2015 inductee for The Private Sector Organisation of Jamaica (PSOJ) Private Sector Hall of Fame

In 2016, Mr Jarrett was presented with the Visionary Award by the Golden Krust Foundation (New York) and ) Distinguished Member Award by The Institute of Chartered Accountants of Jamaica (ICAJ).

Maureen Hayden-Cater, BA, MSc
Managing Director

With more than 30 years of experience in the local and international financial services industry, Maureen Hayden-Cater brings a wealth of knowledge to the JN Group, with her appointment as Executive in October 2015.

Ms. Hayden-Cater, an exceptional corporate leader, has extensive experience in transforming business models into greater profits and productivity. She also has a proven track record in:

  • developing and implementing corporate vision
  • hedging organizational risks
  • operational efficiency and expense management
  • credit Risk management
  • economic and market analysis
  • trade Finance
  • sales and relationship management
  • change management

She previously served as President of First Global Bank and as President of the Jamaica Bankers Association for two consecutive terms. She also served Citibank NA Jamaica for 22 years in a number of executive positions, including Head of Global Transaction Services and Commercial Bank, Head of Risk Management and Head of International Trade Finance. She also served as Corporate Bank Head and Country Risk Manager in Tegucigalpa, Honduras, for four years.

Qualifications

  • MSc, Quantitative Economics and Econometrics, The University of the West Indies (UWI)
  • BA., Economics and Mathematics, UWI

Jennifer Martin, JP

Jennifer Alayne Martin, an Attorney-at-Law, has been a Director of the Board of the Jamaica National Building Society (JNBS) since the merger of the Jamaica Savings & Loan Building Society and the JNBS in 2001.  She served as Director of the Jamaica Savings & Loan Building Society from 1996 to 2001. 

Mrs Martin was appointed a member of the Board of the restructured mutual holding company, The Jamaica National Group, on February 1, 2017.  She is also a member of Committees of this board – Proxy, Board and Loan and is a board member of the JN Bank Limited and the JN Financial Holding Company.

Mrs Martin is also a Director of the JN Foundation and a Trustee of The Jamaica National Group Group Pension Plan. 

A partner with the law firm Robinson, Phillips & Whitehorne, Mrs Martin is based in the firm’s St. Ann office.  Mrs Martin was admitted to practice as a Solicitor in Jamaica in 1970 and has extensive experience in conveyancing.  She is a member of the Jamaican Bar Association and the Northern Jamaica Law Society.

Elizabeth Ann (Betty Ann) Jones, CD, FCA, FCCA

Fellow of the Association of Chartered Certified Accountants and of the Institute of Chartered Accountants of Jamaica, Elizabeth Ann ‘Betty Ann’ Jones is a retired Senior Partner of KPMG in Jamaica and previous Chairman of KPMG CARICOM, a regional governance entity comprising KPMG member firms in the Caribbean.

Ms Jones has over 40 years of professional experience in the accountancy profession in Jamaica, of which over 30 years were as Head of KPMG’s Jamaican tax practice.  Her work involved advising on local and international tax planning, including double taxation treaties, tax legislation, and liaison between clients and tax authorities on matters of assessment and incentives.  

She served on several tax reform committees and was seconded to the Ministry of Finance, between 1989 and 1992, as special advisor to the Minister on taxation and related matters, in particular the implementation of the General Consumption Tax.  

Mrs Jones joined the board of the Jamaica National Building Society in October 2014 and was appointed Chairman of JN Fund Managers in May 2015.   On February 1, Ms Jones was appointed a member of the Board of the newly launched subsidiary, the JN Bank, as well as the restructured mutual holding company, The Jamaica National Group and the JN Financial Holding Company.  She is a Director of Radio Jamaica Ltd., the Gleaner Company (Media) Ltd. and 1834 Investments Ltd.  

Ms Jones served as Chairman of both the Trade Board and Fiscal Services Limited, on the Committee to Review and Eliminate Waste in the Public Sector, and represented The Private Sector Organisation of Jamaica on a Committee to review the Government of Jamaica’s Tax system. In addition, she also served as a member of the pestment Committee responsible for the pestment of sugar factories owned by Government, and as a member of the Tax Policy and Tax Administration Working Group under the Partnership for Transformation Project in Jamaica.

Peter Morris BSc (Hons.) MBA

Mr. Peter Morris has served the Board of the Jamaica National Building Society (JNBS) from 1993-2017.  With the restructuring of JNBS and the launch of JN Bank  on February 1, 2017, he was appointed to the boards of The Jamaica National Group Limited, the JN Financial Holding Company and the JN Bank Limited. 

He is Chairman of JN Life Insurance Company Limited and Director of JN Fund Managers Limited and JN General Insurance Company Limited, as well as a member of The Jamaica National Group Board Finance,  Compensation, Proxy and Loans Committees.  

Mr. Morris has a Bachelor’s Degree in Economics from The University of the West Indies and an MBA in Finance from the Columbia University Graduate School of Business.  He has more than twenty years of business experience at the management and Board level in Jamaica, the United Kingdom and the United States.

Raphael Gordon, FCA (Ja), FCCA (UK), FCMA (UK), CGMA (UK & USA)

Mr. Raphael Gordon, retired Managing Partner of KPMG in Jamaica and Chairman of KPMG CARICOM, joined the Board of Directors of the Jamaica National Building Society (JNBS) in November 2009.  With the restructuring of the Society and the launch of JN Bank on February 1, 2017, Mr Gordon was appointed a director of the boards of The Jamaica National Group, the JN Financial Holding Company and the JN Bank.   He is also Chairman of the Audit Committee for The Jamaica National Group, the JN Financial Holding Company and JN Bank, as well as the JN Pension Scheme.

A Chartered, Certified and Global Cost and Management Accountant, Mr. Gordon is a former Chairman and Deputy Chairman of Caymanas Track Limited, a former Commissioner, The Casino Gaming Commission; a former member of the Air Jamaica Audit and Finance Committee and the EDP Auditors Association Inc., and is a current member of the Public Accountancy Board; past President of the Institute of Chartered Accountants of Jamaica (ICAJ) and a former Director of the Institute of Chartered Accountants of the Caribbean.  He is a former Chairman and Trustee of The Management Services Limited 2004 Pension Fund. He has also served as the Jamaican representative on the Association of Chartered Certified Accountants’ International Assembly. 

In recognition of his outstanding contribution to the accounting profession and development of the ICAJ, Mr. Gordon received the Institute of Chartered Accountants of Jamaica Distinguished Member Award in 2008.

Kathleen AJ Moss, BSc, MBA, CBV

Mrs. Kathleen Moss is a Management Consultant and Chartered Business Valuator with Sierra Associates, an independent advisory and business valuation firm, which she established in 1993.  She was appointed to the JNBS Board in November 2012.  She was appointed  Chair of the JN General Insurance Company (JNGI)  board in January 2015, having served on that board since 1996. Mrs Moss has been a member of the JNBS Group Audit Committee and Finance Committee since their inception in the mid 1990s.

Mrs Moss serves on the boards of Jamaica Producers Group, Assurance Brokers, Pan Jamaican Investment Trust and Kingston Wharves.  She serves on the Executive Committee of Jamaica Producers and chairs the audit committees of Jamaica Producers and Pan Jam and the Compensation and Leadership Development Committee of Kingston Wharves. 

Prior to establishing Sierra, Mrs Moss worked with the consultancy practice of Price Waterhouse.  She is a trustee of the Violence Prevention Alliance and a member of the Finance Committee of the Archdiocese of Kingston.  She  is a member of the Canadian Institute of Chartered Business Valuations and a graduate of The University of the West Indies and McGill University.

Karene Miller
Corporate Secretary  

Karene Miller joined the Jamaica National Building Society in June 2013, providing corporate secretarial services, legal advice and support to assigned entities within the JN Group.  With the restructuring of the Society on February 1, 2017, Mrs Miller provides support to the boards of The Jamaica National Group, the JN Financial Holding Company, MCS Group, JN Bank and the member copies of the Group.

She was previously employed as Corporate Secretary/Legal Officer at JAMPRO, where she served seven years and was responsible to provide support, legal advice and research.  As an Associate at Foga Daley & Company, she provided legal advice in the area of Intellectual Property but primarily trademarks.   She has served as judicial clerk intern at the Supreme Court and the Court of Appeal.

Mrs Miller achieved the BA, English Literature (Honours), from The University of the West Indies (UWI), the LLB, Bachelor of Laws (Honours), from the University of Liverpool, Grand Cayman and completed the Legal Education Certificate, from the Norman Manley Law School, UWI.

Kerry Xavier Scott

 

As Group Property, Mail & Courier Manager at the Jamaica National Building Society (JNBS) since 2012, Kerry Scott provides property management services for all JNBs buildings in Jamaica, planning and implementing minor and major projects and overseeing acquisition and sale of properties.  He joined the Society in 1999 as Debt Management Officer in the Mortgage department.  He has also worked as Acting Assistant Branch Manager at the New Kingston location and has managed projects for the JN Finance department.

As Branch Team Leader for the Spanish Town Road JN MoneyShop, he led his team to be among the leading MoneyShops in the Society. 

Mr Scott gained the Masters of Business Administration (MBA) from the Pebble Hills University, USA and is a Chartered Business Administrator (CBA), Canada chapter.  He has completed training in Project Management, Professional Evaluation and Certification, Occupational Safety and Health in the Workplace and Debt Collection.  He also has a Diploma in Business Administration (honors) and has completed Moneygram Agent and Proceeds of Crime Act (POCA) training.

He lectured in Management Studies at the Caribbean Institute of Business (ACCA and Diploma levels) for the period 2006-2009.

He has been a member of the Executive Committee of the Kingston Cricket Club since 2011; Hon. Assistant Treasurer, Jamaica Cricket Association (JCA), appointed in 2016; Committee Member, JCA Audit and Finance Committee since 2014.  He is team manager of the Spanish Town Titans (Jamaica Premier League) and former Captain of the Kingston Cricket Club Senior Cricket team (2005-2007).  He represented the Jamaica National Cricket team in the Independence Cup Championship, USA (1997). 

He is former Chairman of the Building Societies Co-op Credit Union Marketing Committee; Treasurer of the Portmore Cricket Association; and former Chairman of the JNBS Sports & Social Club.

Active in the community, Kerry Scott is Coordinator of the Cumberland Community Golden Age Club and is a Volunteer for the Golden Age Home, JNBS Cluster H Committee.

He was elected to the JNBS Board as Staff Director in June 2016.