Auto Loan

    A flexible, low interest loan that provides you with great value and service to make owning a motor vehicle easier.


    • Up to 100% financing on new & used vehicles
    • Up to 10 years to repay
    • Low processing fees


    • Attractive insurance premium financing available
    • Quick turnaround time
    • You must be a Jamaican 18 years or older
    • Valid identification: driver’s licence, passport, voter registration card
    • Proof of address: utility bill, credit card statement or bank statement
    • Tax Registration Number or driver’s licence (Jamaican), Social Security Number  (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
    • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
    • Completed statement of affairs


    Interest Rate

    New Car 6.50% – 8.00%
    Used Car 8.00% – 9.25%

    How long will it take to process my loan application?

    Once you have submitted your completed documents and fees, a loan decision will be arrived at within three working days.  If there is a delay, your Loans Officer will contact you.

    How long after my loan has been approved does it take for me to receive the funds?

    Once the conditions for approval of your loan have been met, your funds should be disbursed within five days.

    Do I have to come into the branch to apply for a loan?

    JN makes doing business easier. You can apply for a loan at your convenience by completing the application form on our website. However,  you are required to visit a branch or money shop to complete the application.
    You may also contact a mobile loans officer who will visit you at your convenience to assist you with the process and to answer your questions. Click here to contact a mobile loans officer

    Can I make my loan payments online?

    At JN we make doing business as convenient as possible. You can make your loan payments from your JN account by using our online banking platform LIVE by JN. If you haven’t registered, you may do so by visiting There is no charge to make your payments!

    We want to Serve you Even Better!

    We’re happy to assist with a loan or mortgage to finance your goal.

    JN Bank is committed to providing you with much more than financing. We’re here to serve you.

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