|Purpose||Interest Rate||Market Value||FInancing|
|Purchase or construct||13%||No limit on value of property||Up to 70%|
|Refinance||13%||No limit on value of property||Up to 70%|
|Foreign currency||6.5% for all foreign currencies||Up to 60%|
Purchase, construct, refurbish or refinance commercial property
- Up to 15 years to repay and up to 10 years if borrowing in foreign currency
- Up to $200,000 content insurance from JNGI, if contents insured value $1 million and over
- 20% Discount on Motor Insurance from JNGI (per motor policy)
- Free JAA Gold Membership for one year
- Up to 20% discounts from more than 100% JN Rewards partners island-wide
- You must be 18 years or older
- Valid proof of identification: passport, driver’s licence along with virth certificate; or voter’s ID along with birth certificate.
- Proof of income: Income verification letter or completed JN Bank income verification form along with last three month’s pay slips.
- Proof of address: Utility bill or cable receipt; bank statement, credit card statement or post marked envelope bearing name and address.
- Tax Registration Number.