Platinum Account

    Take your deposits to JN Bank and receive higher returns and
    great benefits.


    • Currency – JMD
    • Minimum Deposit amount – J$5,000,000
    • Investment Periods – 365 days
    • Interest Payment – Calculated daily and paid monthly, quarterly or at maturity. Customers have the option to choose.

    KYC documentation required if customer is not KYC compliant will include:


    • Account Opening Form (Non-Personal)
    • Resolution for Companies/Clubs & Associations/Partnerships/Sole Traders
    • Entity Self Certification Form
    • Tax Compliance Certificate
    • Entity TRN
    • Written authorization (E.g. Financial Institutions Mandate/Minutes of Last Meeting/Letter on the entity’s letterhead signed by a Director/Officer) from entity authorizing opening of account
    • Directors’ Resolution authorizing entities’ management to open account(s) and engage in transactions
    • Certificate of Registration/ Certificate of Incorporation
    • Proof of Address for entity
    • Most recent Audited Financial Statement or In-House Statement for entities incorporated under 18 months
    • Articles of Incorporation (for entities registered after 2004 – must be certified as compared to the original)
    • Memorandum & Articles of Association (for entities registered before 2004 – must be certified as compared to the original)
    • Partnership Agreement
    • Registration Certificate issued by Independent Schools Committee (where the proprietor is a company, the documentation for companies must be supplied)
    • Documented Authority received from the Ministry of Finance
    • Act passed by Parliament /Certificate of Incorporation/Letter from the National Umbrella Association
    • By-Laws
    • Constitution
    • Names & Addresses of All Beneficiaries

    Documents listed above (Non- Personal) are required based on the type of entity opening an account as outlined by the JN Account Opening Checklist for Entities.


    • Customer Information Form (CIF)
    • Proof of address
    • Proof of Employment
    • Government Issued ID
    • Tax Identification Number (TRN/SSN/NN)
    • Two (2) references
    • Source of Funds

    FATCA Certification

    Bands 365 Days 365 Days – EAIR
    $5,000,000 – $9,999,999 3.25% 3.2500%
    $10,000,000 – $49,999,999 3.75% 3.7500%
    $50,000,000 and over 4.00% 4.0000%