Platinum Account

    Take your deposits to JN Bank and receive higher returns and
    great benefits.


    • Currency – JMD
    • Minimum Deposit amount – J$5,000,000
    • Investment Periods – 365 days
    • Interest Payment – Calculated daily and paid monthly, quarterly or at maturity. Customers have the option to choose.

    KYC documentation required if customer is not KYC compliant will include:


    • Account Opening Form (Non-Personal)
    • Resolution for Companies/Clubs & Associations/Partnerships/Sole Traders
    • Entity Self Certification Form
    • Tax Compliance Certificate
    • Entity TRN
    • Written authorization (E.g. Financial Institutions Mandate/Minutes of Last Meeting/Letter on the entity’s letterhead signed by a Director/Officer) from entity authorizing opening of account
    • Directors’ Resolution authorizing entities’ management to open account(s) and engage in transactions
    • Certificate of Registration/ Certificate of Incorporation
    • Proof of Address for entity
    • Most recent Audited Financial Statement or In-House Statement for entities incorporated under 18 months
    • Articles of Incorporation (for entities registered after 2004 – must be certified as compared to the original)
    • Memorandum & Articles of Association (for entities registered before 2004 – must be certified as compared to the original)
    • Partnership Agreement
    • Registration Certificate issued by Independent Schools Committee (where the proprietor is a company, the documentation for companies must be supplied)
    • Documented Authority received from the Ministry of Finance
    • Act passed by Parliament /Certificate of Incorporation/Letter from the National Umbrella Association
    • By-Laws
    • Constitution
    • Names & Addresses of All Beneficiaries

    Documents listed above (Non- Personal) are required based on the type of entity opening an account as outlined by the JN Account Opening Checklist for Entities.


    • Customer Information Form (CIF)
    • Proof of address
    • Proof of Employment
    • Government Issued ID
    • Tax Identification Number (TRN/SSN/NN)
    • Two (2) references
    • Source of Funds

    FATCA Certification

    Bands 365 Days 365 Days – EAIR
    $5,000,000 – $9,999,999 3.25% 3.2500%
    $10,000,000 – $49,999,999 3.75% 3.7500%
    $50,000,000 and over 4.00% 4.0000%


    Please be advised that the JN LIVE Business platform is currently unavailable.

    This is due to an issue with a service provider.

    JN Bank regrets any inconvenience caused. We are working to resolve the issue as quickly as possible.

    An update will be provided as soon as the system returns to full service.