• Up to 15 years to repay and up to 10 years if borrowing in foreign currency


    • Up to $200,000 content insurance from JNGI, if contents insured value $1 million and over
    • 20% Discount on Motor Insurance from JNGI (per motor policy)
    • Free JAA Gold Membership for one year
    • Up to 20% discounts from more than 100% JN Rewards partners island-wide
    • You must be 18 years or older
    • Valid proof of identification: passport, driver’s licence along with virth certificate; or voter’s ID along with birth certificate.
    • Proof of income: Income verification letter or completed JN Bank income verification form along with last three month’s pay slips.
    • Proof of address: Utility bill or cable receipt; bank statement, credit card statement or post marked envelope bearing name and address.
    • Tax Registration Number.
    Purpose Interest Rate Market Value FInancing
    Purchase or construct 13% No limit on value of property Up to 70%
    Refinance 13% No limit on value of property Up to 70%
    Foreign currency 6.5% for all foreign currencies Up to 60%