Every Jamaican holds the power to uplift the island.
By tapping with your JN Bank Visa Card, you could win essential supplies to support your own recovery, while also helping uplift the island’s rebuilding efforts.
Heroes 4 Jamaica
Every Jamaican holds the power to uplift the island.
By tapping with your JN Bank Visa Card, you could win essential supplies to support your own recovery, while also helping uplift the island’s rebuilding efforts.
Grand Prize
winners receive US$1,000 in supplies Each winner selects a registered school to receive another US$1,000 in supplies
Second Prize
5 grocery trolleys valued at US$500 each
Third Prize
3 prize sets: 30lb Gas Cylinder + Gas Stove
*Promotion runs: January 9, 2026 – March 6, 2026.
Every Reward on One Card — No Need to Choose
From cashback to global travel to Amazon shopping — JN Bank’s Credit Card gives you the freedom to enjoy every kind of reward, without the stress of choosing between them.
Learn More About JN RewardsJN Bank Visa Gold Credit Card
Feel secure, wherever you go, with your JN Bank Visa Gold Credit Card
Price protection of up to US$400
JN Bank Visa Classic Credit Card
Feel secure, always, with your JN Bank Visa Classic Credit Card
Price protection of up to US$200
Credit Card FAQs
Why is JN Bank increasing fees at this time?
Over the past three years dramatic rises in interest rates, inflation, and other costs locally and globally, have led to an increase in the cost of providing services generally. Although we have not historically passed these costs to customers, it has become necessary to review our rates, fees, and charges.
Are the recent attacks on your service providers responsible for these fee adjustments?
No, the recent attacks on our service providers have not played a role in the current adjustments to our fees and charges. We continue to assess whether there is a need to further bolster our security protocols so that, as best as possible, we can maintain the safety of our employees, members and members of the public who use our facilities.
You’re encouraging me to reduce my use of cash and use my credit card instead, yet you’re increasing rates and fees?
Yes, using your credit card is a great way to spend safely and conveniently without cash, but you must carefully manage how you spend by ensuring that your balance is paid in full and on time monthly to avoid late fees and even interest.
A JN Bank Visa credit card will provide you with a host of benefits, including:
- Points for every transaction, which you can redeem for discounts and rewards in our JN Rewards programme.
- No fees for using your card for purchases
- Security when you purchase, as it prevents the need to spend from your bank account- fraudulent transactions on your credit card are easier to recover than fraudulent transactions on your debit card
- An emergency source of credit
- A means to develop credit history, so that when you need to borrow from any financial institution, your pattern of managing your card can be used to determine an interest rate that is fair to you
