Your browser is outdated

Go back to the Credit Cards - VISA Classic.

Feel secure, always, with your JN VISA Classic credit card


Pay lower interest and fees. Spend in confidence! Your card is protected by the best EMV smart card technology Click here to access application forms.

For additional information view JN VISA brochure and terms and conditions.


  • Use your card in Jamaican or US dollars
  • Annual fee, J$3,240.00
  • Interest rate 35% per annum / EAIR 41.198%
  • Secured by EMV technology


  • Emergency card replacement
  • Discounts from almost 200 merchants with your JN card
  • Online payments to credit card are facilitated from your bank account via JN LIVE
  • 20% discount on insurance from JNGI
  • 10% discount on JAA membership


  • You must be a Jamaican 18 years or older
  • Valid identification: driver’s licence, passport, voter registration card
  • Proof of address: utility bill, credit card statement or bank statement
  • Tax Registration Number or driver’s licence (Jamaican), Social Security Number (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
  • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
  • Completed statement of affairs: income and expenditure statement
  • Completed Credit Bureau Report forms

Our promise to you

An effortless and delightful customer experience.