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Go back to the Credit Cards - Gold Card.

Feel secure, wherever you go, with your JN VISA Gold credit card



Keep your higher limits very secure at home or abroad with the BEST EMV smart cart technology. Click here to access application forms.

For additional information view JN VISA brochure and terms and conditions

Pay lower interest and fees with JN VISA Gold credit card.


  • Use your card in Jamaican or US dollars
  • Instant access to credit
  • Annual fee, J$6,210.00
  • Interest rate 35% per annum / EAIR 41.198%
  • Secured by EMV technology


  • Emergency card replacement
  • Travel accident insurance
  • Auto rental insurance
  • Travel assistance worldwide
  • Discounts from almost 200 JN partner merchants
  • Online payments to credit card are facilitated from your bank account via JN LIVE
  • 20% discount on insurance from JN General Insurance Company
  • 10% discount on JAA membership


    • You must be 18 years or older 
    • Valid identification: driver’s licence, passport, voter registration card
    • Proof of address: utility bill, credit card statement or bank statement
    • Tax Registration Number or driver’s licence (Jamaican), Social Security Number  (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
    • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
    • Completed statement of affairs form: income and expenditure and statement
    • Completed Credit Bureau Report forms


    * Notice of any rate change(s) will be provided in writing, by physical or electronic means, to our customers, 45 calendar days in advance of any such change(s) being implemented

Our promise to you

Great value, great benefits, peace of mind