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    Mortgage Checklist

    • Proof of Identity (Passport, Driver’s Licence, Birth Certificate or National ID)
    • Tax Registration Numbers (TRN)
    • N.I.S. Card Income Verification Letter(s) from employer(s) and last two pay slips up-to-date. If Self-employed, Statement of Income is required (for Guarantor), Agreement for Sale – duly completed & deposit receipt
    • Photocopy of Certificate of Title
    • Valuation Report on property done by JN approved Valuer
    • Commissioned Land Surveyor’s Identification Report
    • Up-to-date Property Tax Certificate
    • Written confirmation of existing loan(s)

    Additional Requirements For:

    • Construction Application
    • Approved Plan
    • Quantity Surveyor’s or Builder’s estimate in detail
    • Other
    • Application cost
    • Closing cost
    • Peril Insurance
    • N.H.T. Contribution Verification Letter from employer

    Apartment Buildings

    • Water Receipts
    • Proof of Strata Insurance
    • Letter from Strata Corporation confirming that property maintenance is up-to-date