• Up to five years to repay
    • Fixed amount advanced each month
    • Total advance plus interest repaid at the end of the loan period
    • Opportunity to use younger person as guarantor


    • Up to $200,000 content insurance from JNGI, if contents insured value $1 million and over
    • 20% Discount on Motor Insurance from JNGI (per motor policy)
    • Free JAA Gold Membership for one year
    • Up to 20% discounts from more than 100 JN Rewards partners island-wide
    • You must be 18 years or older
    • Valid proof of identification: passport, driver’s licence along with birth certificate; or voter’s ID along with birth certificate
    • Proof of income: Income verification letter or completed JN Bank income verification form along with last three month’s pay slips.
    • Proof of address: Utility bill or cable receipt, bank statement, credit card statement or post marked envelope bearing name and address.
    • Tax Registration Number
    Purpose Interest Rate Market Value Financing
    Reverse Mortgage 9.8% No limit on value Up to 50% of value of residence