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    Achieve Homeownership Early in Life

    Our Step-up Mortgage is a value-added mortgage option designed specifically for middle income and young professional home buyers, who want to benefit from a relatively low introductory rate that gradually increases as your income grows.

    Features

    • Benefit from a 5% introductory interest rate
    • Borrow up to $35 million
    • Low monthly payments that gradually increase as your income grows
    • Get up to 40 years to repay!
    • NHT Joint Financing available
    • Access a pre-approved JN Visa credit card, JN Unsecured Loan or Line of Credit
    • Applicable for loans to purchase or construct

    Benefits

    • Discounts from over 200 merchants with your JN Card
    • Up to 100% per cent financing
    • Access to online banking using JN Bank LIVE
    • Free transactions at JN Bank ATMs
    • Low processing fees
    • Access financing in as little as 30 days
    • Life and home insurance under one umbrella
    • You must be a Jamaican 18 years or older
    • Valid identification: driver’s licence, passport, voter registration card
    • Proof of address: utility bill, credit card statement or bank statement
    • Tax Registration Number or driver’s licence (Jamaican), Social Security Number (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
    • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
    • Completed statement of affairs

    *Conditions Apply

    Terms and conditions

    All other terms and conditions of the Adjustable-Rate mortgage will be applicable and remain unchanged.

    New Kingston Mortgage Representatives

    Mrs. Andrea Wright-Anderson

    Client Relationship Specialist
    JN Bank Ltd.– Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5336
    Office:  +1-876-926-1344 EXT 5412
    Email: Awright@jnbank.com

    Miss Christabelle Douglas

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5286
    Office: +1-876-926-1344 EXT 5415
    Email: ChristabelleD@jnbank.com

    Mr. Kendal Smith

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-564-0625
    Office: +1-876-926-1344 EXT 5416
    Email: KSmith@jnbank.com

    Mrs. Kaye Ricketts

    Client Relationship Specialist
    JN Bank Limited – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-283-4666
    Office: +1-876-926-1344 EXT 5552
    Email: KRicketts@jnbank.com

    Mr. Kevin Henry

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5731
    Office: +1-876-926-1344 EXT 5417
    Email: KHenry@jnbank.com

    Miss Marie Gayle

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5442
    Office: +1-876-926-1344 EXT 5419
    Email: MGayle@jnbank.com

    Miss Marie Hamilton

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5684
    Office: +1-876-926-1344 EXT 5420
    Email: MarieH@jnbank.com

    Mr. Paul Lettman

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-869-6385
    Office: +1-876-926-1344 EXT 5421
    Email: PLettman@jnbank.com

    Mr. Sean Morgan

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5, Jamaica, W.I.
    Mobile:  +1-876-276-5726
    Office: +1-876-926-1344 EXT 5422
    Email: SeanM@jnbank.com

    Miss Tanya Lindo

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5
    Mobile:  +1-876-276-5457
    Office: +1-876-926-1344 EXT 5423
    Email: TLindo@jnbank.com

    Miss Tashaleen Morgan

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5
    Mobile:  +1-876-276-5647
    Office: +1-876-926-1344 EXT
    Email: TMorgan@jnbank.com

    Mrs. Cheryl Kerr-Daley

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (New Kingston)
    10-12 Grenada Crescent, Kingston 5
    Mobile:  +1-876-276-5593
    Office: +1-876-926-1344 EXT 5414
    E-mail: CDaley@jnbank.com

    Montego Bay Mortgage Representatives

    Miss Angella Hines

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Montego Bay)
    JN Financial Services, Megamart Complex
    Catherine Hall, Montego Bay, St. James, Jamaica
    Mobile:  +1-876-577-9201
    Office: +1-876-926-1344 EXT 5429
    E-mail: ACHines@jnbank.com

    Miss Karen-Ann Mighty

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Montego Bay)
    JN Financial Services, Megamart Complex
    Catherine Hall, Montego Bay, St. James, Jamaica
    Mobile:  +1-876-276-5203
    Office: +1-876-926-1344 EXT 5430
    E-mail: KMighty@jnbank.com

    Mr. Oraine Thompson

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Montego Bay)
    JN Financial Services, Megamart Complex
    Catherine Hall, Montego Bay, St. James, Jamaica
    Mobile:  +1-876-551-7795
    Office: +1-876-926-1344 EXT 2935
    E-mail: OThompson@jnbank.com

    Ochos Rios Mortgage Representatives

    Mrs. Cheri Powell-Henry

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Ocho Rios)
    Corner Graham and DaCosta Streets, Ocho Rios, St. Ann, Jamaica, W.I.
    Mobile:  +1-876-276-5593
    Office: +1-876-926-1344 EXT5427
    E-mail: Cheri@jnbank.com

    Mrs. Sanique Barrett-Mitchell

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Ocho Rios)
    Corner Graham & DaCosta Streets
    Mobile:  +1-876-451-2330
    Office: +1-876-926-1344 EXT 4810
    E-mail: BarrettS@jnbank.com

    Miss Audreen Higgins

    Receptionist
    JN Bank Ltd. – Mortgage Centre (Ocho Rios)
    Corner Graham & DaCosta Streets
    Office: +1-876-926-1344 EXT 4948
    E-mail: AudreenH@jnbank.com

    Mrs. Winsome McNish-Ricketts

    Business Relationship Manager  (Acting)
    JN Bank Ltd. – c/o JN Ocho Rios Branch
    Corner Graham & DaCosta Streets, Ocho Rios, St. Ann, Jamaica, W.I.
    Mobile:  +1-876-577-9048
    Office: +1-876-926-1344 EXT 5428
    Email: WRicketts@jnbank.com

    Mandeville Mortgage Representatives

    Miss Sophia Anderson

    Client Relationship Specialist
    JN Bank Ltd. – Mortgage Centre (Mandeville)
    Floor 1 – JN Bank Mandeville Branch
    45A Mandeville Plaza, Mandeville, Manchester, Jamaica, W.I.
    Mobile:  +1-876-276-5526
    Office: +1-876-926-1344 EXT 5426
    E-mail: SophiaA@jnbank.com

    We want to Serve you Even Better!

    We’re happy to assist with a loan or mortgage to finance your goal.

    JN Bank is committed to providing you with much more than financing. We’re here to serve you.

    Share your loan experience with us at myloanexperience@jnbank.com.