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Go back to the Loans - Auto Loan.

A loan to cover your car payments and motor insurance

A financing option that combines your motor vehicle payments, while providing you with maximum insurance coverage.



  • Up to 8 Years to repay
  • 100% financing on vehicles up to 5 years old
  • Combined loan payment & insurance premium into a single monthly payment for the life of the loan
  • Accident forgiveness – no increase in premium for the life of the loan even if an accident occurs
  • Compulsory Savings - JA$2500 monthly


  • Unlimited roadside assistance through JAA
  • Document Renewal through JAA – fitness and registration renewed on behalf of the customer
  • Discounts from almost 200 merchants with your JN card
  • Access to online banking using LIVE by JN
  • Free transactions at JN ATMs

Interest Rates (per annum) - Click to enlarge +
New Vecicle 8.90% 1
Used Vehicle 9.85% 2
Interest rates (eair) - 9.2722% - 10.3071% 4


    Additionally, Insurance premium financing in collaboration with JNGI.
    • Insurance Certificate delivered annually
    • Fitness Valet Service through JAA

    Insurance Limits & Benefits

    Liability Limits
    • $10 Million (bodily injury) Any One Person
    • $10 Million (bodily injury) Any One Accident
    • $10 Million third party property damage
    Standard Extension Clauses
    • Windscreen Damages - $50,000 (Maximum of 1 claim during any one period of cover)
    • Wrecker Fee - $35,000
    • Manslaughter Defense - $100,000 any one period of cover
    • Personal Accident - $50,000 aggregate any one period/any one claim (insured only)
    • Loss of Use $2500 per day for a maximum of ten (10) days
    • Personal Effects - $5,000 any one claim
    • Audio Equipment $10,000 without excess (factory fitted only)
    • Medical Expense - $25,000 per person/ $100K aggregate any one period of cover
    • Fire Damage to Garage - $5,000 maximum any one period of cover
    Required Documents
    • Valid proof of identity/age
    • Birth Certificate
    • Tax Registration Number
    • Proof of Address
    • Proof of Income
    • Last three months: Official Pay Slips OR Official Bank Statements OR Copies of negotiated cheques (back and front)
    • Completed Motor Vehicle Loan Application Form
    • Completed Statement of Affairs
    • Written Confirmation of Existing Loans
    • Completed CIF NM Personal Consent Form

    * Notice of any rate change(s) will be provided in writing, by physical or electronic means, to our customers, 45 calendar days in advance of any such change(s) being implemented

Our promise to you

Greater value from a financial partner who cares about you