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    Type Purpose Interest Rate Financing
    Home Equity Loan Education/Medical/Debt Consolidation 8.5% 85% Up To $15m
    JN Commercial Mortgage Refinance 13% 70% (No Ceiling)
    JN Home Enhancement Loan Plan Loans Granted To
    Refurbish Residential
    Property
    8.5% 85% ≤ $ 25M
    66 2/3 % > $25M
    JN Home Loan Purchase Or
    Construction Of
    Residence
    8.5% 90%
    Purchase Of Lot With
    Infrastructure
    8.5% 75% – 66 2/3%
    Purchase Of Lot
    Without Infrastructure
    8.5% 50%
    Refinancing (Owner Occupied) Switching Of Residential Loans Secured By Owner Occupied Properties 8.5% 85%
    Residential
    Investment
    Loan
    Secured By Land With
    Building
    10.50% 66 2/3% ≤ $24M
    60% > $25
    Residential Investment/Resort Properties Purchase,
    Construction And
    Improvement Of
    TENANTED Property
    10.5% 75% ≤ $ 25 M
    66 2/3 % > $25m
    Purchase,
    Construction And
    Improvement Of
    Resort Property
    (Land With Building)
    10.50% 66 2/3%
    FX MORTGAGE RATES
    Residential All Mortgages With The Society Are Secured Against A Residential Title For Properties Located In Jamaica.

    Purchase Improve Foreign Currency-Generating Property

    Equity For Other Purposes

    US 5.25% (Maximum US$500.000)

    CAN 5.00% (Maximum CAN$400,000)

    £ 6.00% (Maximum £300,000)

    70% For 15 Yrs
    Commercial Purchase Of Commercial Real Estate 6.50% (US, CAN, £) 60% For 10 Yrs