Type Purpose Interest Rate Financing
Home Equity Loan Education/Medical/Debt Consolidation 8.5% 85% Up To $15m
JN Commercial Mortgage Refinance 13% 70% (No Ceiling)
JN Home Enhancement Loan Plan Loans Granted To
Refurbish Residential
Property
8.5% 85% ≤ $ 25M
66 2/3 % > $25M
JN Home Loan Purchase Or
Construction Of
Residence
8.5% 90%
Purchase Of Lot With
Infrastructure
8.5% 75% – 66 2/3%
Purchase Of Lot
Without Infrastructure
8.5% 50%
Refinancing (Owner Occupied) Switching Of Residential Loans Secured By Owner Occupied Properties 8.5% 85%
Residential
Investment
Loan
Secured By Land With
Building
10.50% 66 2/3% ≤ $24M
60% > $25
Residential Investment/Resort Properties Purchase,
Construction And
Improvement Of
TENANTED Property
10.5% 75% ≤ $ 25 M
66 2/3 % > $25m
Purchase,
Construction And
Improvement Of
Resort Property
(Land With Building)
10.50% 66 2/3%
FX MORTGAGE RATES
Residential All Mortgages With The Society Are Secured Against A Residential Title For Properties Located In Jamaica.

Purchase Improve Foreign Currency-Generating Property

Equity For Other Purposes

US 5.25% (Maximum US$500.000)

CAN 5.00% (Maximum CAN$400,000)

£ 6.00% (Maximum £300,000)

70% For 15 Yrs
Commercial Purchase Of Commercial Real Estate 6.50% (US, CAN, £) 60% For 10 Yrs

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