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    JMD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    25,000 - 49,999 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3002% 0.35% 0.3500%
    50,000 - 99,999 0.50% 0.5011% 0.55% 0.5513% 0.60% 0.6014% 0.70% 0.7012% 0.80% 0.8000%
    100,000 - 249,999 0.55% 0.5514% 0.60% 0.6015% 0.70% 0.7018% 0.75% 0.7514% 0.85% 0.8500%
    250,000 - 499,999 0.75% 0.7526% 0.80% 0.8027% 0.90% 0.9030% 1.00% 1.0025% 1.10% 1.1000%
    500,000-999,999 1.25% 1.2572% 1.30% 1.3071% 1.40% 1.4074% 1.50% 1.5056% 1.60% 1.6000%
    1,000,000 - 4,999,999 2.20% 2.2223% 2.25% 2.2712% 2.30% 2.3199% 2.40% 2.4144% 2.50% 2.5000%
    5,000,000 - 9,999,999 2.70% 2.7337% 2.75% 2.7817% 2.80% 2.8295% 2.85% 2.8703% 2.90% 2.9000%
    10,000,000 and Over 3.00% 3.0416% 3.10% 3.1403% 3.15% 3.1874% 3.20% 3.2256% 3.25% 3.2500%
    USD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 -19,999 0.15% 0.1501% 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3000%
    20,000 - 49,999 0.20% 0.2002% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3002% 0.35% 0.3500%
    50,000 - 79,999 0.40% 0.4007% 0.40% 0.4007% 0.40% 0.4006% 0.50% 0.5006% 0.55% 0.5500%
    80,000 - 99,999 0.40% 0.4007% 0.40% 0.4007% 0.40% 0.4006% 0.50% 0.5006% 0.55% 0.5500%
    100,000 - 299,999 0.70% 0.7023% 0.70% 0.7020% 0.75% 0.7521% 0.80% 0.8016% 0.90% 0.9000%
    300,000 - 999,999 0.85% 0.8533% 0.85% 0.8530% 0.85% 0.8527% 0.90% 0.9020% 1.00% 1.0000%
    1,000,000 and over 0.95% 0.9541% 0.95% 0.9538% 0.95% 0.9534% 1.00% 1.0025% 1.10% 1.1000%
    CAD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 - 19,999 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2000%
    20,000 - 49,999 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2000%
    50,000 - 79,999 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3000%
    80,000 - 99,999 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3000%
    100,000 - 299,999 0.15% 0.1501% 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.35% 0.3500%
    300,000 - 499,999 0.20% 0.2002% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3002% 0.35% 0.3500%
    500,000 and Over 0.20% 0.2002% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3002% 0.35% 0.3500%
    GBP
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 - 19,999 0.05% 0.0500% 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2001% 0.25% 0.2500%
    20,000 - 49,999 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3000%
    50,000 - 79,999 0.15% 0.1501% 0.20% 0.2002% 0.25% 0.2502% 0.30% 0.3002% 0.35% 0.3500%
    80,000 - 99,999 0.20% 0.2002% 0.25% 0.2503% 0.30% 0.3003% 0.35% 0.3503% 0.40% 0.4000%
    100,000 - 299,999 0.25% 0.2503% 0.30% 0.3004% 0.35% 0.3505% 0.40% 0.4004% 0.45% 0.4500%
    300,000 - 499,999 0.30% 0.3004% 0.35% 0.3505% 0.40% 0.4006% 0.45% 0.4505% 0.50% 0.5000%
    500,000 and Over 0.35% 0.3506% 0.40% 0.4007% 0.45% 0.4508% 0.50% 0.5006% 0.55% 0.5500%
    JMD
    Bands Interest Rate EAIR
    $250,000-$499,999 0.50% 0.5012%
    $500,000-$749,999 0.75% 0.7528%
    $750,000-$999,999 1.00% 1.0050%
    $1,000,000 & Over 1.25% 1.2578%
       
    USD
    Bands Interest Rate EAIR
    20,000-49,999 0.10% 0.1000%
    50,000-99,999 0.15% 0.1501%
    100,000 & Over 0.30% 0.3004%
    CAD
    Bands Interest Rate EAIR
    20,000-49,999 0.05% 0.0500%
    50,000-99,999 0.10% 0.1000%
    100,000 & Over 0.15% 0.1501%
    GBP
    Bands Interest Rate EAIR
    20,000-49,999 0.20% 0.2002%
    50,000-99,999 0.25% 0.2503%
    100,000 & Over 0.30% 0.3004%
    JMD
    Bands 60 Days 60 Days-EAIR 90 Days 90 Days-EAIR 180 Days 180 Days-EAIR 366 Days 366 Days-EAIR
    $250,000-
    $499,999
    1.30% 1.3071% 1.35% 1.3568% 1.45% 1.4553% 1.50% 1.5000%
    $500,000-
    $749,999
    1.35% 1.3576% 1.40% 1.4074% 1.50% 1.5056% 1.60% 1.6000%
    $750,000-
    $999,999
    1.45% 1.4588% 1.50% 1.5085% 1.60% 1.6064% 1.75% 1.7500%
    $1,000,000-
    $4,999,999
    1.50% 1.5094% 1.55% 1.5590% 1.65% 1.6568% 1.75% 1.7500%
    $5,000,000
    & over
    1.55% 1.5600% 1.65% 1.6602% 1.75% 1.7577% 2.00% 2.0000%
    JMD
    Bands Interest Rate EAIR
    $0.00-$499.99 0.00% 0.0000%
    $500.00-$9,999 0.00% 0.0000%
    $10,000.00-$99,999 0.05% 0.0500%
    $100,000.00-$299,999 0.10% 0.1000%
    $300,000.00-$499,999 0.15% 0.1501%
    $500,000.00-$799,999 0.20% 0.2002%
    $800,000.00-$999,999 0.25% 0.2503%
    $1,000,000 & over 0.50% 0.5012%
    JMD
    Bands Interest Rate EAIR
    0-$9,9999 0.00% 0.0000%
    $10,000-$99,999 0.05% 0.0500%
    $100,000-$299,999 0.10% 0.1000%
    $300,000-$999,999 0.25% 0.2503%
    $1,000,000 & Over 0.50% 0.5012%
       
    USD
    Bands Interest Rate EAIR
    0-$200 0.00% 0.0000%
    $201-$1,000 0.00% 0.0000%
    $1,001-$5,000 0.05% 0.0500%
    $5,001-$20,000 0.05% 0.0500%
    $20,001-$50,000 0.10% 0.1000%
    $50,001 & Over 0.15% 0.1501%
    CAD
    Bands Interest Rate EAIR
    0-$200 0.00% 0.0000%
    $201-$1,000 0.00% 0.0000%
    $1,001-$5,000 0.05% 0.0500%
    $5,001-$20,000 0.05% 0.0500%
    $20,001-$50,000 0.10% 0.1000%
    $50,001 & Over 0.10% 0.1000%
    GBP
    Bands Interest Rate EAIR
    0-1,000 0.00% 0.0000%
    1,001-5,000 0.05% 0.0500%
    5,001-20,000 0.10% 0.1000%
    20,001-50,000 0.10% 0.1000%
    50,001 & Over 0.15% 0.1501%
    JMD
    Bands 366 Days 366 Days - EAIR
    5,000 - 20,000 0.50% 0.5000%
    20,001 - 35,000 0.65% 0.6500%
    35,001 - 50,000 0.80% 0.8000%
    50,001 and over 1.00% 1.0000%
    USD
    Bands 366 Days 366 Days - EAIR
    100 - 500 0.05% 0.0500%
    501 - 1,000 0.15% 0.1500%
    1,001 - 1,500 0.20% 0.2000%
    1,501 and over 0.30% 0.3000%
    CAD
    Bands 366 Days 366 Days - EAIR
    100 - 500 0.025% 0.0250%
    501 - 1,000 0.05% 0.0500%
    1,001 - 1,500 0.05% 0.0500%
    1,501 and over 0.10% 0.1000%
    GBP
    Bands 366 Days 366 Days - EAIR
    100 - 500 0.05% 0.0500%
    501 - 1,000 0.05% 0.0500%
    1,001 - 1,500 0.10% 0.1000%
    1,501 and over 0.10% 0.1000%
    JMD
    Bands 90 Days  90 Days  - EAIR
    $25,000-$49,999 0.55% 0.5511%
    $50,000-$199,999 0.80% 0.8024%
    $200,000-$499,999 1.00% 1.0038%
    $500,000-$999,999 1.25% 1.2559%
    $1,000,000-$4,999,999 1.30% 1.3064%
    $5,000,000 & over 1.55% 1.5590%
    JMD
    Bands Interest Rate EAIR
    $1,000-$5,000 0.05% 0.0500%
    $5,001-$20,0000 0.10% 0.1000%
    $20,001-$35,000 0.20% 0.2002%
    $35,001-$50,000  0.35% 0.3506%
    $50,001 & over  0.50% 0.5012%
    JMD
    Bands New Rate EAIR
    0 - 49,999 0.00% 0.0000%
    50,000 - 99,999 0.10% 0.1000%
    100,000 - 199,999 0.15% 0.1501%
    200,000 - 249,999 0.30% 0.3004%
    250,000 - 499,999 0.45% 0.4510%
    500,000 - 999,999 0.55% 0.5515%
    1,000,000 - 1,999,999 0.70% 0.7024%
    2,000,000 - 4,000,000 0.75% 0.7528%
    5,000,000 and Over 0.85% 0.8536%
    JMD
    Bands New Rate EAIR
    0 - 49,999 0.00% 0.0000%
    50,000 - 99,999 0.10% 0.1000%
    100,000 - 199,999 0.15% 0.1501%
    200,000 - 249,999 0.30% 0.3004%
    250,000 - 499,999 0.45% 0.4510%
    500,000 - 999,999 0.55% 0.5515%
    1,000,000 - 1,999,999 0.70% 0.7024%
    2,000,000 - 4,000,000 0.75% 0.7528%
    5,000,000 and Over 0.85% 0.8536%
    USD
    Bands New Rate EAIR
    0 - 199 0.00% 0.0000%
    200 - 24,999 0.05% 0.0500%
    25,000 - 49,999 0.10% 0.1000%
    50,000 - 99,999 0.15% 0.1501%
    100,000 - 149,999 0.20% 0.2002%
    150,000 and Over 0.25% 0.2503%
    CAD
    Bands New Rate EAIR
    0 - 199 0.00% 0.0000%
    200 - 24,999 0.05% 0.0500%
    25,000 - 49,999 0.07% 0.0700%
    50,000 - 99,999 0.07% 0.0700%
    100,000 - 149,999 0.10% 0.1000%
    150,000 and Over 0.15% 0.1501%
    GBP
    Bands Rate  EAIR
    0 - 1,000 0.00% 0.0000%
    1,001- 5,000 0.025% 0.0250%
    5,001 - 20,000 0.05% 0.0500%
    20,001 - 50,000 0.05% 0.0500%
    50,001 and Over 0.10% 0.1000%
    USD
    Bands New Rate EAIR
    0 - 199 0.00% 0.0000%
    200 - 24,999 0.05% 0.0500%
    25,000 - 49,999 0.10% 0.1000%
    50,000 - 99,999 0.15% 0.1501%
    100,000 - 149,999 0.20% 0.2002%
    150,000 and Over 0.25% 0.2503%
    CAD
    Bands New Rate EAIR
    0 - 199 0.00% 0.0000%
    200 - 24,999 0.05% 0.0500%
    25,000 - 49,999 0.07% 0.0700%
    50,000 - 99,999 0.07% 0.0700%
    100,000 - 149,999 0.10% 0.1000%
    150,000 and Over 0.15% 0.1501%
    GBP
    Bands Rate  EAIR
    0 - 1,000 0.00% 0.0000%
    1,001- 5,000 0.025% 0.0250%
    5,001 - 20,000 0.05% 0.0500%
    20,001 - 50,000 0.05% 0.0500%
    50,001 and Over 0.10% 0.1000%

    * Notice of any rate change(s) will be provided in writing, by physical or electronic means, to our customers, 45 calendar days in advance of any such change(s) being implemented