Menu
    JMD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 365 Days 366 Days - EAIR
    25,000 - 49,999 0.05% 0.0500% 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2001% 0.35% 0.3500%
    50,000 - 99,999 0.20% 0.2002% 0.25% 0.2503% 0.30% 0.3003% 0.35% 0.3503% 0.55% 0.5500%
    100,000 - 249,999 0.20% 0.2002% 0.30% 0.3004% 0.35% 0.3505% 0.40% 0.4004% 0.60% 0.6000%
    250,000 - 499,999 0.40% 0.4007% 0.40% 0.4007% 0.45% 0.4508% 0.50% 0.5006% 0.75% 0.7500%
    500,000-999,999 0.80% 0.8029% 0.80% 0.8027% 0.85% 0.8527% 0.90% 0.9020% 1.30% 1.3000%
    1,000,000 - 4,999,999 1.00% 1.0046% 1.25% 1.2565% 1.50% 1.5058% 1.70% 1.7072% 2.10% 2.1000%
    5,000,000 - 9,999,999  1.00% 1.0046% 1.85% 1.8643% 2.10% 2.1166% 2.25% 2.2627% 2.35% 2.3500%
    10,000,000 and Over 1.40% 1.4090% 2.05% 2.0676% 2.25% 2.2691% 2.50% 2.5156% 2.75% 2.7500%
    USD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 -19,999 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.20% 0.2001% 0.25% 0.2500%
    20,000 - 49,999 0.10% 0.1000% 0.10% 0.1000% 0.15% 0.1501% 0.20% 0.2001% 0.25% 0.2500%
    50,000 - 79,999 0.25% 0.2503% 0.25% 0.2503% 0.25% 0.2502% 0.35% 0.3503% 0.40% 0.4000%
    80,000 - 99,999 0.30% 0.3004% 0.30% 0.3004% 0.30% 0.3003% 0.40% 0.4004% 0.45% 0.4500%
    100,000 - 299,999 0.55% 0.5514% 0.55% 0.5513% 0.55% 0.5511% 0.60% 0.6009% 0.70% 0.7000%
    300,000 - 999,999 0.55% 0.5514% 0.55% 0.5513% 0.55% 0.5511% 0.60% 0.6009% 0.90% 0.9000%
    1,000,000 and over 0.60% 0.6017% 0.60% 0.6015% 0.60% 0.6014% 0.90% 0.9020% 1.00% 1.0000%
    CAD
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 - 19,999 0.025% 0.0250% 0.025% 0.0250% 0.025% 0.0250% 0.04% 0.0400% 0.04% 0.0400%
    20,000 - 49,999 0.025% 0.0250% 0.025% 0.0250% 0.025% 0.0250% 0.04% 0.0400% 0.04% 0.0400%
    50,000 - 79,999 0.025% 0.0250% 0.025% 0.0250% 0.025% 0.0250% 0.04% 0.0400% 0.04% 0.0400%
    80,000 - 99,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.10% 0.1000%
    100,000 - 299,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.10% 0.1000%
    300,000 - 499,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.10% 0.1000%
    500,000 and Over 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000% 0.12% 0.1200%
    GBP
    Bands 30 Days 30 Days - EAIR 60 Days 60 Days - EAIR 90 Days 90 Days - EAIR 180 Days 180 Days - EAIR 366 Days 366 Days - EAIR
    1,000 - 19,999 0.02% 0.0200% 0.02% 0.0200% 0.02% 0.0200% 0.02% 0.0400% 0.04% 0.0400%
    20,000 - 49,999 0.02% 0.0200% 0.02% 0.0200% 0.02% 0.0200% 0.02% 0.0200% 0.08% 0.0800%
    50,000 - 79,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000%
    80,000 - 99,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000%
    100,000 - 299,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000%
    300,000 - 499,999 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.05% 0.0500% 0.10% 0.1000%
    500,000 and Over 0.08% 0.0800% 0.08% 0.0800% 0.08% 0.0800% 0.08% 0.0800% 0.15% 0.1500%

    Effective October 5, 2020

    JMD
    Bands Interest Rate EAIR
    $250,000-$499,999 0.50% 0.5012%
    $500,000-$749,999 0.75% 0.7528%
    $750,000-$999,999 1.00% 1.0050%
    $1,000,000 & Over 1.25% 1.2578%
       
    USD
    Bands Interest Rate EAIR
    20,000-49,999 0.10% 0.1000%
    50,000-99,999 0.15% 0.1501%
    100,000 & Over 0.30% 0.3004%
    CAD
    Bands Interest Rate EAIR
    20,000-49,999 0.05% 0.0500%
    50,000-99,999 0.10% 0.1000%
    100,000 & Over 0.15% 0.1501%
    GBP
    Bands Interest Rate EAIR
    20,000-49,999 0.20% 0.2002%
    50,000-99,999 0.25% 0.2503%
    100,000 & Over 0.30% 0.3004%
    JMD
    Bands Interest Rate EAIR
    $0.00-$499.99 0.02% 0.0200%
    $500.00-$9,999 0.02% 0.0200%
    $10,000.00-$99,999 0.02% 0.0200%
    $100,000.00-$299,999 0.02% 0.0200%
    $300,000.00-$499,999 0.05% 0.0500%
    $500,000.00-$799,999 0.05% 0.0500%
    $800,000.00-$999,999 0.05% 0.0500%
    $1,000,000 & over 0.50% 0.5012%
    USD
    Bands Rate EAIR
    $50-499.99 0.050% 0.0500%
    $500.00-$9,999.99 0.100% 0.1000%
    $10,000.00 & Over 0.150% 0.1501%
    CAD
    Bands New Rate EAIR
    $50-$499.99 0.025% 0.0250%
    $500-$9,999.99 0.050% 0.0500%
    $10,000 & Over 0.100% 0.1000%
    GBP
    Bands Rate  EAIR
    £50-£499.99 0.050% 0.0500%
    £500-£9,999.99 0.100% 0.1000%
    £10,000 & Over 0.150% 0.1501%
    JMD
    Bands Interest Rate EAIR
    0-$9,9999 0.02% 0.0200%
    $10,000-$99,999 0.02% 0.0200%
    $100,000-$299,999 0.02% 0.0200%
    $300,000-$999,999 0.05% 0.0500%
    $1,000,000 & Over 0.05% 0.0500%
       
    USD
    Bands Interest Rate EAIR
    0-$200 0.010% 0.0100%
    $201-$1,000 0.010% 0.0100%
    $1,001-$5,000 0.020% 0.0200%
    $5,001-$20,000 0.020% 0.0200%
    $20,001-$50,000 0.050% 0.0500%
    $50,001 & Over 0.050% 0.0500%
    CAD
    Bands Interest Rate EAIR
    0-$200 0.01250% 0.0125%
    $201-$1,000 0.01250% 0.0125%
    $1,001-$5,000 0.01250% 0.0125%
    $5,001-$20,000 0.01250% 0.0125%
    $20,001-$50,000 0.01250% 0.0125%
    $50,001 & Over 0.01250% 0.0125%
    GBP
    Bands Interest Rate EAIR
    0-1,000 0.010% 0.0100%
    1,001-5,000 0.010% 0.0100%
    5,001-20,000 0.010% 0.0100%
    20,001-50,000 0.020% 0.0200%
    50,001 & Over 0.020% 0.0200%
    JMD
    Bands 365 Days 365 Days - EAIR
    5,000 - 20,000 0.25% 0.2500%
    20,001 - 35,000 0.40% 0.4000%
    35,001 - 50,000 0.55% 0.5500%
    50,001 and over 0.75% 0.7500%
    USD
    Bands 365 Days 365 Days - EAIR
    100 - 500 0.05% 0.0500%
    501 - 1,000 0.10% 0.1000%
    1,001 - 1,500 0.15% 0.1500%
    1,501 and over 0.20% 0.2000%
    CAD
    Bands 365 Days 365 Days - EAIR
    100 - 500 0.05% 0.0500%
    501 - 1,000 0.05% 0.0500%
    1,001 - 1,500 0.05% 0.0500%
    1,501 and over 0.10% 0.1000%
    GBP
    Bands 365 Days 365 Days - EAIR
    100 - 500 0.025% 0.0250%
    501 - 1,000 0.025% 0.0250%
    1,001 - 1,500 0.05% 0.0500%
    1,501 and over 0.05% 0.0500%
    JMD
    Bands Interest Rate EAIR
    $1,000-$5,000 0.0125% 0.0125%
    $5,001-$20,0000 0.0125% 0.0125%
    $20,001-$35,000 0.0125% 0.0125%
    $35,001-$50,000  0.0125% 0.0125%
    $50,001 & over  0.5000% 0.5012%
    JMD
    Bands New Rate EAIR
    0 - 49,999 0.02% 0.0200%
    50,000 - 99,999 0.02% 0.0200%
    100,000 - 199,999 0.02% 0.0200%
    200,000 - 249,999 0.05% 0.0500%
    250,000 - 499,999 0.05% 0.0500%
    500,000 - 999,999 0.05% 0.0500%
    1,000,000 - 1,999,999 0.05% 0.0500%
    2,000,000 - 4,999,999 0.10% 0.1000%
    5,000,000 and Over 0.10% 0.1000%
    JMD
    Bands New Rate EAIR
    0 - 49,999 0.02% 0.0200%
    50,000 - 99,999 0.02% 0.0200%
    100,000 - 199,999 0.02% 0.0200%
    200,000 - 249,999 0.05% 0.0500%
    250,000 - 499,999 0.05% 0.0500%
    500,000 - 999,999 0.05% 0.0500%
    1,000,000 - 1,999,999 0.05% 0.0500%
    2,000,000 - 4,999,999 0.10% 0.1000%
    5,000,000 and Over 0.10% 0.1000%
    USD
    Bands New Rate EAIR
    0 - 199 0.010% 0.0100%
    200 - 24,999 0.010% 0.0100%
    25,000 - 49,999 0.020% 0.0200%
    50,000 - 99,999 0.020% 0.0200%
    100,000 - 149,999 0.050% 0.0500%
    150,000 and Over 0.050% 0.0500%
    CAD
    Bands New Rate EAIR
    0 - 199 0.01250% 0.0125%
    200 - 24,999 0.01250% 0.0125%
    25,000 - 49,999 0.01250% 0.0125%
    50,000 - 99,999 0.01250% 0.0125%
    100,000 - 149,999 0.025% 0.0250%
    150,000 and Over 0.025% 0.0250%
    GBP
    Bands Rate  EAIR
    0 - 1,000 0.010% 0.0100%
    1,001- 5,000 0.010% 0.0100%
    5,001 - 20,000 0.010% 0.0100%
    20,001 - 50,000 0.020% 0.0200%
    50,001 and Over 0.030% 0.0300%
    USD
    Bands New Rate EAIR
    0 - 199 0.010% 0.0100%
    200 - 24,999 0.010% 0.0100%
    25,000 - 49,999 0.020% 0.0200%
    50,000 - 99,999 0.020% 0.0200%
    100,000 - 149,999 0.050% 0.0500%
    150,000 and Over 0.050% 0.0500%
    CAD
    Bands New Rate EAIR
    0 - 199 0.01250% 0.0125%
    200 - 24,999 0.01250% 0.0125%
    25,000 - 49,999 0.01250% 0.0125%
    50,000 - 99,999 0.01250% 0.0125%
    100,000 - 149,999 0.025% 0.0250%
    150,000 and Over 0.025% 0.0250%
    GBP
    Bands Rate  EAIR
    0 - 1,000 0.010% 0.0100%
    1,001- 5,000 0.010% 0.0100%
    5,001 - 20,000 0.010% 0.0100%
    20,001 - 50,000 0.020% 0.0200%
    50,001 and Over 0.030% 0.0300%
    JMD
    Bands Rate EAIR
    0-249,999 0.10% 0.1000%
    250,000-499,999 0.15% 0.1501%
    500,000-999,999 0.20% 0.2002%
    1,000,000-4,999,999 0.25% 0.2503%
    5,000,000 & Over 0.30% 0.3004%
    USD
    BANDS ($) RATE EAIR
    0 – 4,999 0.05% 0.0500%
    5,000 – 9,999 0.05% 0.0500%
    10,000 – 24,999 0.05% 0.0500%
    25,000 – 49,999 0.10% 0.1000%
    50,000 – 99,999 0.15% 0.1501%
    100,000 & Over 0.20% 0.2002%
    Bands 2 Years EAIR 3 Years EAIR 5 Years EAIR
    100,000 - 1,999,999 3.25% 3.2989% 3.35% 3.4019% 3.55% 3.6083%
    2,000,000 - 5,000,000 3.75% 3.8131% 3.85% 3.9187% 4.00% 4.0742%

    Effective March 11, 2020

    USD
    Bands 3 Years EAIR
    10,000 - 19,999 1.50% 1.5104%
    20,000 - 99,999 1.75% 1.7641%
    100,000 - 499,999 2.00% 2.0184%
    500,000 and Over 3.00% 3.0416%
    CAD
    Bands 3 Years EAIR
    10,000 - 19,999 0.20% 0.2002%
    20,000 - 99,999 0.25% 0.2503%
    100,000 - 499,999 0.30% 0.3004%
    500,000 and Over 0.75% 0.7526%
    GBP
    Bands 3 Years EAIR
    10,000 - 19,999 0.25% 0.2503%
    20,000 - 99,999 0.30% 0.3004%
    100,000 - 499,999 0.35% 0.3506%
    500,000 and Over 0.50% 0.5011%

    Effective May 29, 2019

    * Notice of any rate change(s) will be provided in writing, by physical or electronic means, to our customers, 45 calendar days in advance of any such change(s) being implemented