Know Someone Buying a Home?

The ‘Tell A Friend’ Mortgage Referral Programme is a promotion by JN Bank that rewards people who refer prospective mortgage customers to the bank.

The programme is open to people aged 18 and older, once they are not real estate agents or mortgage brokers.

The programme runs from May 1, 2026, to August 31, 2026, unless modified and extended, suspended, or terminated earlier by the bank.

The referral must be a new prospective mortgage customer who does not already have an active mortgage application with JN Bank.

The following details are required:

• Referrer’s name, email address and telephone number
• Referee’s name, email address and telephone number
• Consent from the referee to share their information

Referrals must be submitted through the official ‘Tell a Friend’ landing page on the JN Bank website. The referrer will need to provide contact details for both themself and the prospective customer.

No, you cannot. Self-referrals are strictly prohibited under the programme.

Only the first valid referral received by the bank will qualify for rewards. Any submissions made later for the same person will be treated as a duplicate.

Once the mortgage is approved and disbursed, the referrer will receive 0.25% of the loan amount but no more than $100,000.

Rewards will be paid after the bank verifies that the required milestone has been achieved. Payments are expected within 30 business days after verification.

Referrers will receive notifications by email and/or SMS, including updates such as confirmation that the referral’s application has been received and when rewards are being processed.

No, it does not. All referred customers must still satisfy JN Bank’s standard credit and eligibility requirements.

Eligible referees may access promotional mortgage rates, including rates as low as 8.75% and 8.95%, subject to approval and programme terms.

The following are prohibited:

• Self-referrals
• Duplicated referrals
• Submitting false or misleading information
• Referrals made through unauthorized commercial arrangements

JN Bank will process all personal data in accordance with applicable data protection laws and its Privacy Policy. Referrers must ensure they have the referee’s permission before sharing their contact information with the bank.