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It’s Important to Choose the Right Mortgage Provider!

For first-time home buyers, the mortgage process can be intimidating. With JN Bank you can depend on us to make owning your home possible.

Why Choose JN Bank?

  • 147 years of experience
  • Trusted name in mortgage financing
  • Expert team
  • Most affordable mortgage options available in the market
Application Process

Get Pre-approved Today!

Why Do I Need to be Pre-approved?

  • Lets you know how much you can spend on a house
  • Provides proof to vendor that you can afford a mortgage
  • Helps you collect all relevant documents for mortgage process
  • Gives you power to negotiate
  • Places you at an advantage

A pre-approval letter indicates to your realtor that you can afford to finance the mortgage to cover the property you are purchasing. The pre-approval letter is provided by JN Bank, after we assess your financial standing.

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What documents do I need for pre-approval?

A pre-approval is based on the documentation you supply at the time of application.

These documents include:

  • Copy of driver’s licence
  • Birth certificate or passport
  • Tax registration number
  • Proof of address
  • Income verification letter
  • Last two payslips
  • Completion of the credit report forms
  • Statement of affairs

The preapproval letter is usually valid for up to three months.

Things to Know Before Getting Started

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Check your credit score

Reduce your debt

Get pre-approved