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Feel secure, wherever you go, with your JN Bank Visa Credit Card


  • Use your card in Jamaican or US dollars
  • Annual fee, J$3,212.07
  • Interest rate 45%, EAIR rate 55.55%
  • Secured by EMV technology
  • Contactless card


Pay lower interest and fees.

Pay lower interest and fees. Spend in confidence! Your card is protected by the best EMV smart card technology Click here to access application forms. For additional information view terms and conditions.


  • You must be 18 years or older
  • Valid identification: driver’s licence, passport, voter registration card
  • Proof of address: utility bill, credit card statement or bank statement
  • Tax Registration Number or driver’s licence (Jamaican), Social Security Number  (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
  • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
  • Completed statement of affairs form: income and expenditure and statement
  • Completed Credit Bureau Report forms

Frequently Asked Questions

What’s the difference between JN Visa Gold and JN Visa Classic?

Your JN Visa Classic Card is an internationally accepted credit card offering competitive interest rates. Your JN Visa Gold Card is also an internationally accepted card, but offers many more benefits than your JN Visa Classic, including auto rental insurance. And, the credit limit on your JN Visa Gold is much higher than your JN Visa Classic.

What rewards can I receive from my JN Credit Card?

Your JN Credit Card allows you to earn points when you shop. Sign up at to start earning.  You also can access discounts of 5%- 20% for participating discount partners by showing or swiping your credit card. Visit for complete list of partners.

What is a cash advance?

A cash Advance allows you to withdraw cash from any ATM bearing the Visa, Master Card, Plus or Cirrus logos.  JN Bank VISA Credit Card holders can access 15% of their credit limit or available balance whichever is less to a maximum of $50,000.00. Only 2 cash advances per billing cycle is permitted.

Can I make my credit card payments online?

It’s always convenient to bank with JN. You can make your credit card payments from your JN account using our online banking platform LIVE by JN. If you haven’t registered, you may do so by visiting There is no charge to make your payments!