• Monthly payment as LOW as 11,870 per 1MIL*

  • Insurance and Car Loan in ONE*

*Conditions apply

Request a callback

Special Offers!

1

One Monthly Payment covers Insurance and Car Loan

2

Free Document Renewal & Roadside Assistance from JAA

3

Up to 25% OFF JNGI Motor Insurance

4

Creditor Life Insurance available*

Features

  • Up to 100% financing on new & used vehicles
  • Up to 10 years to repay
  • Low processing fees
  • Pre-approved credit card*
  • Moratorium upon request*

Benefits

  • Up to 100% financing on new & used vehicles
  • Up to 10 years to repay
  • Low processing fees
  • Pre-approved credit card*
  • Moratorium upon request*

Requirements

  • You must be a Jamaican 18 years or older
  • Valid identification: driver’s licence, passport, voter registration card
  • Proof of address: utility bill, credit card statement or bank statement
  • Tax Registration Number or driver’s licence (Jamaican), Social Security Number  (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
  • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
  • Completed statement of affairs

Interest Rates

Model

Interest Rate

New Car 7.50% – 9.50%
Used Car 9.75% – 10.75%

Frequently Asked Questions

How long will it take to process my loan application?

Once you have submitted your completed documents and fees, a loan decision will be arrived at within three working days.  If there is a delay, your Loans Officer will contact you.

How long after my loan has been approved does it take for me to receive the funds?

Once the conditions for approval of your loan have been met, your funds should be disbursed within five days.

Do I have to come into the branch to apply for a loan?

JN makes doing business easier. You can apply for a loan at your convenience by completing the application form on our website. However,  you are required to visit a branch or money shop to complete the application.
You may also contact a mobile loans officer who will visit you at your convenience to assist you with the process and to answer your questions. Click here to contact a mobile loans officer

Can I make my loan payments online?

At JN we make doing business as convenient as possible. You can make your loan payments from your JN account by using our online banking platform LIVE by JN. If you haven’t registered, you may do so by visiting www.jnbslive.com. There is no charge to make your payments!