Auto Loan

    A flexible, low interest loan that provides you with great value and service to make owning a motor vehicle easier.


    • Get up to 100% financing
    • Financing of vehicles up to 7 years old
    • Low processing fee
    • Get up to 8 years to repay


    • Attractive insurance premium financing
    • You must be a Jamaican 18 years or older
    • Valid identification: driver’s licence, passport, voter registration card
    • Proof of address: utility bill, credit card statement or bank statement
    • Tax Registration Number or driver’s licence (Jamaican), Social Security Number  (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
    • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
    • Completed statement of affairs
    Collateral Interest rates (EAIR)
    Motor Vehicle 8.9000% new vehicles
    9.8500% used vehicles

    How long will it take to process my loan application?

    Once you have submitted your completed documents and fees, a loan decision will be arrived at within three working days.  If there is a delay, your Loans Officer will contact you.

    How long after my loan has been approved does it take for me to receive the funds?

    Once the conditions for approval of your loan have been met, your funds should be disbursed within five days.

    Do I have to come into the branch to apply for a loan?

    JN makes doing being business easier. You can apply for a loan at your convenience from our website. However, depending on your ability to provide the required information online, you may need to visit a branch or money shop to complete the application.
    You may also contact a mobile loans officer who will visit you at your convenience to assist you with the process and to answer your questions. Click here to contact a mobile loans officer

    Can I make my loan payments online?

    At JN we make doing business as convenient as possible. You can make your loan payments from your JN account by using our online banking platform LIVE by JN. If you haven’t registered, you may do so by visiting There is no charge to make your payments!

    * Notice of any rate change(s) will be provided in writing, by physical or electronic means, to our customers, 45 calendar days in advance of any such change(s) being implemented


    Please be advised that the JN LIVE Business platform is currently unavailable.

    This is due to an issue with a service provider.

    JN Bank regrets any inconvenience caused. We are working to resolve the issue as quickly as possible.

    An update will be provided as soon as the system returns to full service.