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We understand that the days following Hurricane Melissa have been some of the hardest. Thatโ€™s why JN Bank and the JN Group are stepping up to support you and our fellow citizens, not only with financial solutions, but through aid.

Here are the financial options we have to help you recover

For JN Homeowners (Mortgagors)

Home Repair Equity Loan

  • Up to 85% of your propertyโ€™s value (max J$15 million)
  • Discounted interest rate available
  • No valuation and surveyorโ€™s report required (Conditions apply).
  • Funds available within 7 days
  • Covers roofing, water tanks, hurricane shutters, solar panels, and more

Mortgage Re-Advance

  • No income or credit checks for eligible borrowers
  • No valuation and surveyorโ€™s report required (Conditions apply).
  • Fast disbursement within 3-5 business days

Cash-Secured Loans (Easy Access to Your Own Savings)

  • Use your savings or fixed deposit as security
  • Continue earning interest while borrowing
  • No processing fees
  • Funds available same day

Special Construction Loans

  • Up to 95% financing for home building projects
  • Discounted interest rates available
  • Access to building designs (optional)

For Micro & Small Business Owners

Recovery Lifeline Loans & Micro-Grants

  • Special micro-grants for businesses in hardest-hit areas
  • Loans up to J$1.5 million
  • No collateral required
  • No processing fees

BizUp Loans (in partnership with DBJ & TEF)

  • Finance up to 90% of your project costs (J$100,000 up to J$40 million)
  • Up to 10 years to repay
  • Can be used for business recovery or purchasing equipment
  • Discount on processing fees for the next 90 days

AgriMax โ€“ For Farmers (with DBJ financing)

  • Borrow up to J$40 million
  • Up to 90% of your project financed
  • Up to 10 years to repay
  • Perfect for buying crops, livestock, or agricultural equipment
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