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    Personal Help Loan FEATURES & BENEFITS

    • 50% cashback on processing fees on new loans, subject to a maximum cashback of up to $100,000 for existing JN mortgagors
    • 25% cashback on processing fees on new loans, subject to a maximum cash back of up to $100,000 for non-JN mortgagors
    • 25% discount on motor vehicle insurance premiums through JNGI
    • One-time $5,000 discount on critical illness insurance premium on a JN Life policy
    • One-time $5,000 credit with the opening of any JN Mutual Funds account (excluding money market funds) with JN Fund Managers
    • Get up to 7 years to repay
    • Low interest rate

    JN Bank Small Business Loans Help Loans FEATURES & BENEFITS

    • Borrow as little as $10,000

    • Borrowers can access up to $15 million

    • Flexible payment terms

    • Manage your cash-flow/ No need to use your savings to support your business

    • Invest in new equipment or expand your business

    • Use funds to assist with day-to-day expenses

    • Government-issued ID
    • Taxpayer’s Registration Number
    • Proof of income: income verification letter or completed JN Bank income verification form, last three (3) months’ pay slips
    • Job letter
    • For self-employed persons: bank statements for primary account displaying last 12 months’ activity, current financial statements, if available, and Auditor’s Confirmation
    • Two (2) references
    • Proof of address: utility bill, credit card statement or bank statement
    • If not an existing customer, you will be required to open a savings account
    • Executed Salary Deduction Letter/signed Standing Order Form

    Loan offers are designed to help with your expenses such as:

    • Back-to-school
    • Home Improvement/Repairs
    • Debt Consolidation
    • Vacation
    • Emergencies
    • Or any other purpose

    Businesses:
    Improve your small business and help your company grow through JN Bank Small Business Loans Biz Start Up, Biz Grow and Biz Boost.

    *Conditions Apply

    Terms and conditions

    All other terms and conditions of the individual loan products remain unchanged.