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Personal Help Loan FEATURES & BENEFITS

  • 50% cashback on processing fees on new loans, subject to a maximum cashback of up to $100,000 for existing JN mortgagors
  • 25% cashback on processing fees on new loans, subject to a maximum cash back of up to $100,000 for non-JN mortgagors
  • 25% discount on motor vehicle insurance premiums through JNGI
  • One-time $5,000 discount on critical illness insurance premium on a JN Life policy
  • One-time $5,000 credit with the opening of any JN Mutual Funds account (excluding money market funds) with JN Fund Managers
  • Get up to 7 years to repay
  • Low interest rate

JN Bank Small Business Loans Help Loans FEATURES & BENEFITS

  • Borrow as little as $10,000
  • Borrowers can access up to $15 million
  • Flexible payment terms
  • Manage your cash-flow/ No need to use your savings to support your business
  • Invest in new equipment or expand your business
  • Use funds to assist with day-to-day expenses

Requirements

  • Government-issued ID
  • Taxpayer’s Registration Number
  • Proof of income: income verification letter or completed JN Bank income verification form, last three (3) months’ pay slips
  • Job letter
  • For self-employed persons: bank statements for primary account displaying last 12 months’ activity, current financial statements, if available, and Auditor’s Confirmation
  • Two (2) references
  • Proof of address: utility bill, credit card statement or bank statement
  • If not an existing customer, you will be required to open a savings account
  • Executed Salary Deduction Letter/signed Standing Order Form

Loan Purposes

Loan offers are designed to help with your expenses such as:

  • Back-to-school
  • Home Improvement/Repairs
  • Debt Consolidation
  • Vacation
  • Emergencies
  • Or any other purpose

Businesses:
Improve your small business and help your company grow through JN Bank Small Business Loans Biz Start Up, Biz Grow and Biz Boost.

*Conditions Apply

Terms and conditions

All other terms and conditions of the individual loan products remain unchanged