Loan offers are designed to help with your expenses such as:
Personal Help Loan FEATURES & BENEFITS
- 50% cashback on processing fees on new loans, subject to a maximum cashback of up to $100,000 for existing JN mortgagors
- 25% cashback on processing fees on new loans, subject to a maximum cash back of up to $100,000 for non-JN mortgagors
- 25% discount on motor vehicle insurance premiums through JNGI
- One-time $5,000 discount on critical illness insurance premium on a JN Life policy
- One-time $5,000 credit with the opening of any JN Mutual Funds account (excluding money market funds) with JN Fund Managers
- Get up to 7 years to repay
- Low interest rate
JN Bank Small Business Loans Help Loans FEATURES & BENEFITS
- Borrow as little as $10,000
- Borrowers can access up to $15 million
- Flexible payment terms
- Manage your cash-flow/ No need to use your savings to support your business
- Invest in new equipment or expand your business
- Use funds to assist with day-to-day expenses
Requirements
- Government-issued ID
- Taxpayer’s Registration Number
- Proof of income: income verification letter or completed JN Bank income verification form, last three (3) months’ pay slips
- Job letter
- For self-employed persons: bank statements for primary account displaying last 12 months’ activity, current financial statements, if available, and Auditor’s Confirmation
- Two (2) references
- Proof of address: utility bill, credit card statement or bank statement
- If not an existing customer, you will be required to open a savings account
- Executed Salary Deduction Letter/signed Standing Order Form
*Conditions Apply
Terms and conditions
All other terms and conditions of the individual loan products remain unchanged