Achieve Your Own Sweet Home with a JN Bank

Our Step-up Mortgage is a value-added mortgage option designed specifically for middle income and young professional home buyers, who want to benefit from a relatively low introductory rate that gradually increases as your income grows.

Features

  • Benefit from a 5% introductory interest rate
  • Borrow up to $35 million
  • Low monthly payments that gradually increase as your income grows
  • Get up to 40 years to repay!
  • NHT Joint Financing available
  • Access a pre-approved JN Visa credit card, JN Unsecured Loan or Line of Credit
  • Applicable for loans to purchase or construct

Benefits

  • Discounts from over 200 merchants with your JN Card
  • Up to 100% per cent financing
  • Access to online banking using JN Bank LIVE
  • Free transactions at JN Bank ATMs
  • Low processing fees
  • Access financing in as little as 30 days
  • Life and home insurance under one umbrella

Requirements

  • You must be a Jamaican 18 years or older
  • Valid identification: driver’s licence, passport, voter registration card
  • Proof of address: utility bill, credit card statement or bank statement
  • Tax Registration Number or driver’s licence (Jamaican), Social Security Number (US resident), Social Insurance Number (Canadian Resident), National Insurance Number (NIN)
  • Proof of income: income verification letter or completed JN Bank income verification form, last two months pay slips
  • Completed statement of affairs

*Conditions Apply

Terms and conditions

All other terms and conditions of the Adjustable-Rate mortgage will be applicable and remain unchanged.

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Buyer's Guide

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We want to Serve you Even Better!

We’re happy to assist with a loan or mortgage to finance your goal.

JN Bank is committed to providing you with much more than financing. We’re here to serve you.

Share your loan experience with us at myloanexperience@jnbank.com.

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