Vacation Account

    Earn competitive rates while you save towards a dream vacation


    • Available to persons residing in the United States of America, Canada and the United Kingdom
    • Minimum opening balance of US$ 100, CA$ 100 or £100
    • Accounts are maintained in Jamaican dollars
    • Competitive interest rate


    • Personalised JN Teller 24/7 debit card available when in Jamaica
    • Discounts from almost 200 merchants with your JN card
    • Online banking using JN LIVE
    • Free transactions at JN ATMs. Withdraw up to JA $50,000 daily
    • Swipe your card at point-of-sale locations to make transaction of up to JA $150,000
    • You must be 18 years or older
    • Valid photo identification
    • Proof of your address. At least one of the following: utility bill not older than six months, credit card bill, recent mail or statement from another financial institution
    • Telephone number(s) – (home, work and mobile)
    • Current and valid identification
    • Taxpayer Registration Number (TRN) OR Jamaican Driver’s licence bearing this number OR its overseas equivalent (Social Security Number (SSN) US Resident, Social Insurance Number (SIN) – Canadian Resident), National Insurance Number (NIN) – UK Resident
    • Proof of employment (work identification card, pay slips or job letter). Verification of employment (if person is self-employed)
    • Name and contact numbers of two references

    In what currency will I receive funds from my JN Vacation Account?

    You may only withdraw funds in Jamaican dollars from your JN Vacation Account.

    How is interest calculated on my JN Vacation account?

    The interest on your savings account is calculated daily and paid once per year.

    Is the interest on my money in my JN Vacation account taxed?

    No, as a non-resident your funds are not subjected to Jamaican taxes.

    How can I check the balance in my account without visiting a branch or JN MoneyShop?

    Banking with JN is convenient and easy. You can check the balance in your account at your convenience using our online banking platform JN LIVE. To register, visit

    Can I transfer funds from my account to other accounts online?

    Of course you can! Register to use our online banking platform, JN LIVE, by visiting, and transfer funds from your account to other JN accounts or accounts at other local banks. You can also wire funds to banks overseas using JN LIVE.

    Can I borrow against funds in my account to access a loan from JN?

    No, you cannot use savings in your JN Vacation account to secure loans from JN.  You can only use savings in select JN contractual savings accounts to access a Term Share Loan.

    Can I open a JN Target account at a JN MoneyShop?

    Yes, you may visit any JN MoneyShop to open your account. Visit our ATM/ Branch Locator page to find your closest JN MoneyShop or branch and opening hours.

    Do I have access to any benefits from the JN Group by having a JN Vacation account?

    Yes, you can access a wide range of discounts at other companies in the JN Group, such as the Jamaica Automobile Association and JN General Insurance Company; and, you can use your JN ATM card to access discounts from several merchants who are a part of the JN Rewards programme.


    Please be advised that the JN LIVE Business platform is currently unavailable.

    This is due to an issue with a service provider.

    JN Bank regrets any inconvenience caused. We are working to resolve the issue as quickly as possible.

    An update will be provided as soon as the system returns to full service.