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  • Available to persons residing in the United States of America, Canada and the United Kingdom
  • Minimum opening balance of JMD $ 2500, US$100, CA$ 100 or £100
  • Save in Jamaican Dollars or in the currency you earn


      • FREE Online banking using JN LIVE
      • Personalised JN Bank Debit Card available when in Jamaica
        • FREE transactions at JN ATMs with withdrawal of up to JA $ 100,000 daily
        • Swipe your debit card at point-of-sale locations for transactions up to JA $ 150,000
      • Attractive interest rates
      • Rewards from hotels and car rentals
      • Discounts on airport pick-up from JAA
      • Discounts on entertainment, such as Carnival and Holiday events
      • Opportunity to win tickets to Jamaica

Gain financial freedom with a JN account

  • You must be 18 years or older
  • Valid photo identification
  • Proof of your address. At least one of the following: utility bill not older than six months, credit card bill, recent mail or statement from another financial institution
  • Telephone number(s) – (home, work and mobile)
  • Current and valid identification
  • Taxpayer Registration Number (TRN) OR Jamaican Driver’s licence bearing this number OR its overseas equivalent (Social Security Number (SSN) US Resident, Social Insurance Number (SIN) – Canadian Resident), National Insurance Number (NIN) – UK Resident
  • Proof of employment (work identification card, pay slips or job letter). Verification of employment (if person is self-employed)
  • Name and contact numbers of two references

Overseas Applicants (Non-Residents):

  • Fully Completed CIF for all applicants
  • 2 Proof of Residential Address (Notarized copy of recent utility bill or bank statement)
  • Proof of Employment (letter from employer, recent pay slip or valid work ID)
  • 2 Current & Valid Identifications duly notarized. (For Non-Jamaicans, at least one (1) ID must be a passport or permanent resident card)
  • 2 Completed Character Reference Form (Non-Jamaicans need at least 1 referral from a reputable financial institution)
  • Notarized copy of Birth Certificate for Minors and Non-Jamaicans
  • Notarized copy of your Tax Number
  • Completed Account Signature Card
  • Letter detailing instructions to JN Bank to establish new account and any additional instructions. (Include your choice of savings and reason for opening account in Jamaica in letter)
  • Completed Self Employment Verification Form
  • Completed Self Certification Form (Individual)

If the original documents are presented to the UK Rep Office, do not need to be notarized.

In what currency will I receive funds from my JN Vacation Account?

You may only withdraw funds in Jamaican dollars from your JN Vacation Account.

How is interest calculated on my JN Vacation account?

The interest on your savings account is calculated daily and paid once per year.

Is the interest on my money in my JN Vacation account taxed?

No, as a non-resident your funds are not subjected to Jamaican taxes.

How can I check the balance in my account without visiting a branch or JN MoneyShop?

Banking with JN is convenient and easy. You can check the balance in your account at your convenience using our online banking platform JN LIVE. To register, visit

Can I transfer funds from my account to other accounts online?

Of course you can! Register to use our online banking platform, JN LIVE, by visiting, and transfer funds from your account to other JN accounts or accounts at other local banks. You can also wire funds to banks overseas using JN LIVE.

Can I borrow against funds in my account to access a loan from JN?

No, you cannot use savings in your JN Vacation account to secure loans from JN.  You can only use savings in select JN contractual savings accounts to access a Term Share Loan.

Can I open a JN Vacation account at a JN MoneyShop?

Yes, you may visit any JN MoneyShop to open your account. Visit our ATM/ Branch Locator page to find your closest JN MoneyShop or branch and opening hours.

Do I have access to any benefits from the JN Group by having a JN Vacation account?

Yes, you can access a wide range of discounts at other companies in the JN Group, such as the Jamaica Automobile Association and JN General Insurance Company; and, you can use your JN ATM card to access discounts from several merchants who are a part of the JN Rewards programme.

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