It’s Important to Choose the Right Mortgage Provider!

    For first-time home buyers, the mortgage process can be intimidating. With JN Bank you can depend on us to make owning your home possible.

    Why Choose JN Bank?

    • 147 years of experience
    • Trusted name in mortgage financing
    • Expert team
    • Most affordable mortgage options available in the market

    Get Pre-approved Today!

    Why Do I Need to be Pre-approved?

    • Lets you know how much you can spend on a house
    • Provides proof to vendor that you can afford a mortgage
    • Helps you collect all relevant documents for mortgage process
    • Gives you power to negotiate
    • Places you at an advantage

    A pre-approval letter indicates to your realtor that you can afford to finance the mortgage to cover the property you are purchasing. The pre-approval letter is provided by JN Bank, after we assess your financial standing.

    What documents do I need for pre-approval?

    A pre-approval is based on the documentation you supply at the time of application.

    These documents include:

    • Copy of driver’s licence
    • Birth certificate or passport
    • Tax registration number
    • Proof of address
    • Income verification letter
    • Last two payslips
    • Completion of the credit report forms
    • Statement of affairs

    The preapproval letter is usually valid for up to three months.

    Things to Know Before Getting Started

    • Save, save, save

    • Check your credit score

    • Reduce your debt

    • Get pre-approved