JN Partna Plan

    Achieve your short-term goals with a Partna Plan contractual savings account


    • Start with as little as $1,000
    • Save for a fixed period of 16, 24, 32 or 48 weeks
    • Make deposits by salary deductions or standing orders
    • Interest is calculated and paid on the chosen plan and is directly related to the amount saved in each designated plan.
    • Rates vary according to amounts on the period of deposit
    • Interest calculated daily and paid at maturity


    • Enjoy Saturday banking at select JN MoneyShops
    • Online banking using JN LIVE
    • 10% discount on JAA membership fee
    • 20% discount on motor vehicle insurance from JNGI
    • You must be 18 years or older
    • Valid photo identification
    • Taxpayer Registration Number (TRN)
    • Proof of your address. At least one of the following: Utility bill not older than six months, receipt, or other bills
    • Telephone number(s) – (home, work and mobile)
    • Tax payer Registration Number (TRN) OR Jamaican Driver’s licence bearing this number
    • Occupation and name of employer (if self-employed, the nature of self-employment)
    • Two references

    How does the JN Partna Plan differ from a traditional partner plan?

    A partner plan is a traditional Jamaican method of saving, in which several people pool funds by contributing a fixed sum of money over a specified period. The accumulated sum is then withdrawn by each person based on an initial agreed period of time.

    The JN Bank Partna Plan is very similar. It allows you to contribute funds to a pool of savings from which you can withdraw the accumulated funds at an agreed time, with the peace of mind that your banker is a safe, secure and credible financial institution.

    How is interest calculated on funds in My JN Partna Plan account?

    Your interest is calculated daily and applied to your principal at the end of your savings term.

    Is the interest on money in My JN Partna Plan taxed?

    Yes. The interest on your savings is subject to a withholding tax of 25%.

    Can I track my JN Partna Plan and transfer funds to and from my account online?

    Banking with JN is convenient and easy. You can check the balance in your account at your convenience using our online banking platform JN LIVE. To register, visit

    Can I borrow against funds in my JN Partna Plan account to access a loan from JN Bank?

    No, you cannot use savings in your JN Partna Plan account to secure loans from JN Bank. Only savings in select JN contractual savings accounts may be used to access our Term Share loan.

    However, you may transfer your funds to a contractual or fixed deposit account, which you may use as collateral to access a Term Share loan.

    Do I have to go to a JN Bank branch or MoneyShop to open my JN Partna Plan?

    Yes, you may visit any JN MoneyShop to open your account. Visit our ATM/ Branch Locator page to find your closest JN MoneyShop or branch and opening hours.

    Do I have access to any benefits from the JN Group by having a JN Partna Plan account?

    Yes, you can access a wide range of discounts at other companies in the JN Group, such as the Jamaica Automobile Association and JN General Insurance Company; and, you can use your JN ATM card to access discounts from several merchants who are a part of the JN Rewards programme.


    Please be advised that the JN LIVE Business platform is currently unavailable.

    This is due to an issue with a service provider.

    JN Bank regrets any inconvenience caused. We are working to resolve the issue as quickly as possible.

    An update will be provided as soon as the system returns to full service.